Payment Terms of Use

By submitting payment information through this service you authorize Capital Recovery Systems (CRSI) to process a debit to your credit card for the amount(s)entered toward payment of a balance owed to Clients of Capital Recovery Systems, Inc., and further agree that by so doing you are entering into a legally binding agreement between you and Capital Recovery Systems, Inc., (or its attorney) for payment of said amount(s)as if you had done so via "a writing signed by you" in the event any law or regulation may require a signature. You also agree that nothing set forth herein shall be construed as constituting payment in full of any amounts) owed to Capital Recovery Systems, Inc. until such point that all amounts owed are indeed paid in full as evidenced by a "paid in full" letter or receipt issued by Capital Recovery Systems, Inc. You also acknowledge that this is an attempt to collect a debt and that any information obtained will be used for that purpose.


No convenience fee will be assessed.


All credit and debit card sales are final unless an error has occurred. Refunds are determined on a case-by-case basis. If you believe an error has occurred, or if you have any questions and would like to talk with a live representative, please contact us as follows: Capital Recovery Systems, Inc., 1-800-693-6835.




Privacy Policy

Capital Recovery Systems, Inc., (CRSI) is committed to protecting the privacy of personal information of our clients and consumers. "Personal information" means information that identifies you personally ,such as your name, home address, telephone number, credit card information, insurance policy details, or other personal information as defined/required by law. Personal information generally does not include business contact information or information that is otherwise publicly available.


Information we may collect and why Capital Recovery Systems, Inc., may collect and/or use your personal information:

-To collect assigned account(s) as allowed for by law

-To interact with our clients (the original creditors)

-For payment purposes

-To protect ourselves from liability

-To respond to legal process or comply with applicable laws

-To fulfill the terms of our contractual commitments to our clients

-Any other lawful purposes


Mobile Terms and Conditions

By providing us with your mobile number and opting-in, you give Capital Recovery Systems, Inc., permission to send you account-related text messages such as payment reminders and notifications in conjunction with the services you have requested.

-Number of messages will vary by account.

-By providing us with your mobile number and opting-in, you agree you have ownership rights or permission to use the number given to us.

-Message and data rates may apply.

-To request support, text Help to any text message we send you or email us at [email protected].

-If your handset does not support MMS, any MMS messages sent maybe delivered as SMS messages.

-Wireless carriers are not liable for undelivered or delayed messages.



We may share personal information with the applicable client (original creditor), within our organization, and with our attorney(s).From time to time, we may disclose information to third party contracted parties provided they agree to keep your personal information confidential and to use it only as directed by us or the original creditor(s).We may also disclose personal information to third parties if we are permitted or required to do so by law(for example: by court order),to protect ours or other rights, property, or safety, or after having obtained appropriate consent. We do not disclose personal information for purposes unrelated to our business operations. We do not sell personal information to third parties.


Confidentiality and Security

We restrict access to information about you to those employees who need to know the information to manage our operations and fulfill our business function of collections, and to third parties who have agreed to comply with our privacy and security standards. We have implemented safeguards to secure and protect your personal information.


Corrections and Concerns

If you believe that any of the personal information we hold about you is inaccurate, please tell us. We will promptly investigate your request, determine if it is appropriate to make any change and respond accordingly. If you require access to your personal information or have any questions about this policy, please contact our Customer Service Department at 1-888-460-9955 by mail at:


Capital Recovery Systems, Inc.

750 Cross Pointe Rd - Suite S

Columbus, OH 43230 United States of America



By using any of our payment processing methods or authorizing Capital Recovery Systems, Inc. to process a payment on your behalf you are consenting to our Payment Terms of Use



Last Updated:  These Payment Terms of Use were last updated on 10/19/2022



Capital Recovery Systems © 2013